You've picked out the perfect ring with a sparkling diamond and you're all set to drop to one knee and propose, right? Hold on, there's one more thing—a bit less exciting than buying the diamond but just as important —getting it appraised.

What is a jewelry appraisal?

Essentially, a diamond appraisal establishes the value of your jewelry by documenting the carat weight, clarity, cut, color, measurement, and shape of the diamond, along with the purity, styling, and weight of the ring. The main reason to get an appraisal is for insurance purposes, to document exactly how valuable your jewelry is.

Why should you get an appraisal?

Your appraisal is a verification of the value of your jewelry, which insurance companies require so they know what your jewelry is worth in case it is ever lost or stolen. This documentation of the exact characteristics of your diamond jewelry can also be used as proof of ownership in case your ring is recovered by police after being stolen. It’s important to get an accurate and complete appraisal of your jewelry so that you can recover your costs in case of loss.

How does an appraisal work?

When you purchase your diamond ring with Yadav, we do lab work to inspect the diamond, market research to compare prices to similar diamonds, and then write up the complete and thorough appraisal. We make it easy to request an appraisal at the time of purchase to save you the hassle of having to hand over your diamond ring later on.

What does an appraisal include?

Your written appraisal comes on our official letterhead with contact information in case of follow-up questions from insurance agencies. It will include:

• A description of the item, e.g. diamond ring, bracelet, necklace
• The type of metal of the ring the stone is set in
• The 4 C’s of your diamond (cut, color, clarity and carat weight)
• If applicable, any information about side stones
• The total value of the jewelry

How do I obtain insurance for my jewelry?

We recommend Zillion Insurance, as we've partnered with them to make it quick and easy to replace or repair your jewelry at $0 cost to you in the event of loss, theft, or damage. You can purchase at the time of checkout with your jewelry OR obtain a quote at myzillion.com.

How much does Yadav charge for an appraisal?

We charge a flat rate of $50 for an appraisal and provide you with all the paperwork you need for insurance purposes. Contact us to set up an appointment to get your jewelry appraised.